Your Financial Advisor Isn’t Free

And they probably aren’t Warren Buffet either

Photo by Scott Graham on Unsplash

When my brother first started making a decent amount of money, I told him that the smart thing he could do was to save as much of his income as he could, live modestly, and invest in low-cost, passively managed index funds. I assured him that if he did all of this, he could pretty much guarantee that he’d be in better shape than…