Because one day, you might not be able to. — This past year has been one of the craziest of my life — not just because of the pandemic, but also because of how much my life has changed. Of course, I’ve had big life changes before. Graduating from law school, starting my first job, getting married, quitting my job…

All you have to do is get started — I often tell people that we live in the golden age of side hustling. If you’re looking to make some extra money to pay off debt, save more, or even to buy that shiny new toy, there’s really no excuse for why you can’t do it. Compare the nature of…

But you shouldn’t do it forever — My first year of law school was probably the craziest and most stressful year of my life. That’s because, in the legal world, a lot of your future career prospects are based on the grades you get in your first year. To make things even more stressful, almost every class…

Three years of my life and at least $100,000 in expenses that I’ll never get back — My mom has been staying with us for the past few months to help us take care of our son, and as a result, she’s been able to get a look at my daily work routine as a full-time writer and blogger. Most mornings, after I drop my son off…

You don’t need to wait for a raise or for your employer to give you more hours. — I think most of us could use a little more money in our lives. The only problem is that earning more money isn’t always that easy or immediate. Raises are typically an annual thing and definitely not guaranteed. Bonuses are the same way. …

Your job should fit around your life — not the other way around — When I quit my job a few years ago to pursue self-employment, it completely changed how I thought about work, and specifically, the way I think about how work fits in with our lives. Take my current morning schedule as an example. I have a young son, and as you…

And they probably aren’t Warren Buffet either — When my brother first started making a decent amount of money, I told him that the smart thing he could do was to save as much of his income as he could, live modestly, and invest in low-cost, passively managed index funds. …

You don’t have to wait for financial independence — instead, you can create your own version of financial independence right now — A few years ago, I gave a presentation at a financial independence retreat. I titled the talk “Create Your Own FI,” and the idea was one that I had been thinking about for a while — that financial independence (FI) isn’t something that we necessarily have to wait for. …

Ignore the noise and stick to the basics — My brother has a knack for making and saving money. At just 28 years old, he’s managed to build up a sizable net worth. With his current pace, I suspect he can probably be financially independent by his mid-30s. What makes his net worth growth really astounding is that it…