And you don’t have to start a blog or YouTube channel to do it

Image for post
Image for post
Photo by Anete Lūsiņa on Unsplash

A dream that a lot of people have is to be able to earn money while they travel. For most of us, this has always been a bit of a pipe dream — something reserved for the digital nomad types. When you think of earning money while you travel, you usually think of young people who work online and can do their work from anywhere.

But interestingly enough, I’ve found that most people can make at least some money while they travel. And it doesn’t require starting a travel blog, YouTube channel, or otherwise creating an online business either.

Instead…


College is expensive — so get started early

Image for post
Image for post
Photo by Insung Yoon on Unsplash

My wife and I had a baby last year. And life has changed a lot for us. Besides the obvious day-to-day changes that have happened, adding a baby to our life has also meant a significant change to our overall future financial plans — retirement and financial independence aren’t the only things we have to think about anymore.

Probably the biggest thing that we’re going to have to budget into our overall savings strategy is the cost of college. It’s hard to even think about something so far out into the future when you’re busy with simply figuring out how…


Investing isn’t about hitting home runs — but when people see these stories, that’s what they think it’s about

Image for post
Image for post
Photo by Nick Romanov on Unsplash

One thing that has always bothered me is when I see news articles profiling people who have made a lot of money after hitting it big with a single stock. In recent weeks, we’ve seen stories about people who have become millionaires thanks to investing in Tesla or Bitcoin. Not too long ago, we were seeing stories of people who hit it big with Amazon. Before that, it was Apple. And before that, it was Microsoft.

And don’t even get me started on the GameStop saga…

It’s not that I’m jealous — or maybe I am a little bit, who…


And why so many people fall into careers that aren’t right for them

Image for post
Image for post
Photo by Nik Shuliahin on Unsplash

I’m sometimes convinced that the reason a lot of people become lawyers, doctors, or other similar professional careers is that the path to these sorts of jobs is laid out pretty well. There’s a sort of blueprint you can follow — go to college, get good grades, do well on some standardized tests, and so forth.

When I look back at my own education and career, the fact that there was a clear blueprint I could follow is probably why I ended up going to law school and becoming a lawyer in the first place. Sure, I told myself that…


A dollar has objective value — but how you personally value that dollar can be very different

Image for post
Image for post
Photo by JP Valery on Unsplash

There’s a concept that I’ve been thinking about over the past couple of years, especially as I’ve made the transition from a full-time professional to a hybrid career of full-time blogging, writing, and gig economy work. It has to do with a concept you could call the relative value of money.

Here’s the idea. Everything out there has some objective value. But it doesn’t mean it’s always equal to everyone. You might value a nice car or a big house. You might even be willing to pay a lot for those things. …


How writing on Medium has changed my mindset from blogger to writer

Image for post
Image for post
Photo by Patrick Fore on Unsplash

Two years ago, I made a big move — I quit my job as an attorney to become a full-time blogger. For years, I had worked nights and weekends on my blog, tirelessly typing away and building it up to the point where it began to generate enough income to support my lifestyle.

But since quitting my job, I’ve had a sort of identity crisis. If you’re like most people, you probably identify yourself with whatever profession you happen to be in. This is especially true if you have a professional career as I did. I spent three years in…


And if you remember this, you can be happier

Image for post
Image for post
Photo by Stephan Bechert on Unsplash

When you live in the Upper Midwest, your sense of what temperatures are considered normal can get a bit skewed. I live in the Twin Cities, and the average high here during the winter months typically hovers around 20 degrees, with temperatures occasionally dipping below zero for extended stretches. When temperatures get that low, you really appreciate those days when it gets above freezing.

We’ve recently had a major cold snap and after extended days of single-digit (and below single-digit) temperatures, we’re finally getting back into what feels like a heatwave. Take a look at the current 7-day forecast here…


You can buy anything you want — if you plan for it

Image for post
Image for post
Photo by Clark Street Mercantile on Unsplash

A few years ago, a friend of mine let me know that the NFL had released their schedule for the new season. As luck would have it, our hometown Washington Football Team would be in town to play the Minnesota Vikings. We’re both from Washington DC but live in Minnesota, so we always try to attend games when DC teams come to Minnesota.

Football tickets can be expensive, but I’m never too worried about buying expensive things. That’s because I have a process I use whenever I want to buy anything more expensive than what I’m used to.

The basic…


I didn't know how to invest — but robo-advisors could have helped me get started

Image for post
Image for post
Photo by Adeolu Eletu on Unsplash

When I look back at my investing life, one of my biggest regrets is the fact that I didn’t get started sooner. I was 27 years old when I first really started investing my money — almost a decade after I graduated from high school. That’s years of potential growth that I can never get back.

Of course, I was a student for most of those years, so it’s not like I had a lot of money to invest. But it’s not like I didn’t have any money either. I worked part-time during school and full-time during summer. And I…


Addressing the “I never want to stop working” argument

Image for post
Image for post
Photo by Aaron Burden on Unsplash

I sometimes get into conversations with friends of mine who wonder why I’m trying to save so much money. When I tell them that I’m doing it because I’d love to be able to retire early, I’m often met with the same response

“I couldn’t imagine myself not working. I’d get too bored.”

I’m sure those of you pursuing financial independence have heard this same remark as well. Of course, there’s nothing wrong with working. If you like your job, you should definitely keep working. …

Kevin Ha

Writer, Side Hustler, & Blogger at FinancialPanther.com. I write about personal finance, financial independence, and side hustling in the gig economy.

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store